01
New construction is what we do
Rate lock options built for build timelines. We'll walk you through what each option costs and what it protects you from.
The Partnership
Two local teams, one closing date
Buying new construction is a different process than buying a resale. Your closing date moves with the build schedule. Your rate needs to hold through a construction timeline. Your lender needs to understand the difference between a slab pour and a certificate of occupancy.
That's why we work directly with the Davidson Homes team. We know their build calendar, we know their sales counselors by name, and we structure your loan around the timeline you were actually given.
The result is fewer surprises, fewer delays, and a closing that lands when it is supposed to.
Why This Pairing
What you get by financing with us
02
One point of contact, start to finish
You work with the same advisor from pre-approval through closing. No handoffs to a call center, no re-explaining your file to someone new.
03
We talk to the builder, so you don't have to
Your advisor coordinates directly with your Davidson Homes sales counselor on milestones, documentation, and closing scheduling.
04
Local team, local decisions
Our team is based in Marietta and lends across Georgia.
The Process
What the process actually looks like
Step 1 of 5
Get pre-approved
Fifteen minutes online, or a phone call if you'd rather talk it through. You'll know your budget before you fall in love with a floor plan.
1 / 5
Where We Lend
Davidson Homes communities we serve
We finance buyers across every Davidson Homes community in Georgia. Pick a neighborhood to see floor plans and availability on the Davidson Homes site, then come back to us for the numbers.
Who You're Working With
The two teams behind this page
Davidson Homes
Davidson Homes has been building in the Southeast since 2009, with communities across Alabama, Tennessee, North Carolina, Georgia, and Texas. In Georgia they build throughout the metro Atlanta area and Central Georgia.
NorthStar Mortgage Advisors
NorthStar is a Marietta-based mortgage team lending across Georgia. We built this company around a simple idea: a mortgage is one of the largest financial decisions most people ever make, and it deserves an advisor rather than an order-taker.
Guiding You Home.
Questions
Answers before you ask
No. You are free to choose any lender you'd like, and your choice will not affect your ability to purchase your home.
We'd welcome the chance to earn your business, and we'd encourage you to compare us against other lenders. A good advisor should hold up to that.
Either works, but starting with us tends to make the rest easier. Walking into a sales office already knowing your budget changes the conversation, because you're choosing between homes you can actually afford rather than working backward from a price you fell in love with.
Yes, and we'd recommend it. Knowing your number first makes every conversation that follows easier, and it tells your Davidson Homes sales counselor that you're a serious buyer.
[Insert an honest typical range. Don't publish a number you can't stand behind.]
To get started we'll typically ask for:
- [Document list — pay stubs, W-2s, bank statements, ID, etc.]
- [Confirm this list with your ops team before publishing]
It happens, and we plan for it. New construction timelines move for all kinds of reasons, from weather to material lead times.
We'll walk you through your rate lock options up front so you understand what a delay would mean before it ever comes up, rather than finding out under pressure.
[List only the programs actually offered. Some Davidson communities are USDA-eligible, which is worth calling out if accurate for the ones you serve.]
Not every program fits every buyer. We'll walk you through which ones you qualify for and what each one actually costs you over time.
Your Advisor
Someone who answers the phone
Let's talk about your numbers
No pressure and no obligation. Just a straight conversation about what you can comfortably afford and what your monthly payment would actually look like.